List of all Property Tax Jurisdictions, with the Homestead Exemptions detailed:

Web site for ordering HOA documents:

HomeBuyer Assistance Programs:

  •  The Texas State Affordable Housing Corporation (TSAHC) provides down payment assistance and mortgage loans to eligible home buyers through the following programs:

  • The City of Baytown offers up to $9,000 in down payment assistance to income-qualified residents:

  • Texas Mortgage Credit Certificate Program:

  • HUD Home Ownership Assistance Program in Texas:

  • Freddie Mac Downpayment Assistance Programs:

  • National Homebuyers Assistance Fund:

  • The Freddie Mac Home Affordable Program - which offers 97% convention loans (3% down payment); and also offers "105%" mortgages:

Refinance Assistance Programs:

When you see ALL THOSE ADS on YouTube about "some great program that Congress made available for homeowners who have a mortgage" - these are the programs (and WE CAN provide any of these programs, if you are qualified within the rules of these programs as explained on these sites):  

  • Freddie Mac Enhanced Relief Refinance (FMERR)

  • Fannie Mae High Loan-to-Value Refinance Option (HIRO)

Medical Debt Relief Program: